Wealth Lost is a financial awareness and educational tool, not a financial advisor. The calculations, projections, and comparisons shown are estimates for informational purposes only. Do not make financial decisions based solely on this app. Always consult a qualified financial professional.
By downloading, installing, or using Wealth Lost ("the App"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not use the App.
These Terms constitute a legally binding agreement between you and Lebrio ("Developer", "we", "us", "our"), based in Spain (EU), operating under the domain lebr.io.
Wealth Lost is a financial visualisation tool for Android devices that:
- Calculates the real monetary and time cost of daily spending habits and vices
- Visualises debt in terms of real-life equivalences (days of work, everyday items, experiences)
- Projects the compound investment value of money spent on habits
- Provides financial awareness information for educational purposes
The App does NOT provide personalised financial advice, investment recommendations, or tax guidance.
All calculations, projections, and investment simulations shown in the App are based on:
- Data entered by the user (which may be incomplete or inaccurate)
- General market assumptions (e.g. historical S&P 500 average returns of ~10% annually)
- Simplified mathematical models
Past investment performance does not guarantee future results. Actual investment outcomes depend on market conditions, taxes, inflation, and many other factors not modelled by this App.
The Developer shall not be liable for any financial decisions made based on the App's output.
Wealth Lost does not require user account registration. All data you enter is stored locally on your device. You are responsible for the accuracy of the data you input. You can delete all local data at any time via Settings → Delete all data.
The free version of Wealth Lost includes access to core features and is supported by rewarded video advertisements powered by Google AdMob.
- Rewarded ads are always voluntary — you choose to watch them to unlock additional content
- Watching one rewarded ad unlocks additional equivalences for 24 hours
- You are never forced to watch an ad to use the core functionality of the App
By using the free version, you acknowledge that Google AdMob may collect device advertising identifiers as described in our Privacy Policy.
Wealth Lost offers optional premium features through in-app purchases processed by Google Play Billing and managed by RevenueCat.
Premium unlocks:
Subscriptions (Monthly & Yearly):
- Subscriptions auto-renew at the end of each billing period
- To cancel, you must do so at least 24 hours before the end of the current period via Google Play → Subscriptions
- No refunds are provided for partial subscription periods
- Prices are displayed in your local currency and may vary by region
All billing is handled by Google Play. The Developer does not store or process payment card information.
Refund requests are handled by Google Play in accordance with their refund policy. To request a refund, visit Google Play → Account → Purchase history → Request a refund.
The Developer may not be able to process refunds directly. For billing disputes, contact Google Play support.
All content, design, code, trademarks, and branding of Wealth Lost are the exclusive property of the Developer and are protected by applicable intellectual property laws.
You may not:
- Copy, reproduce, or distribute the App or its content without permission
- Reverse-engineer, decompile, or disassemble the App
- Create derivative works based on the App
- Use the App's name, logo, or branding for commercial purposes
You agree not to use the App to:
- Violate any applicable law or regulation
- Attempt to interfere with the App's functionality
- Use the App for any unlawful financial activity
- Bypass or circumvent premium feature restrictions
To the maximum extent permitted by applicable law, the Developer shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Financial losses resulting from decisions made based on App calculations
- Loss of data due to device failure or accidental deletion
- App unavailability or technical errors
- Third-party service failures (AdMob, RevenueCat, Google Play)
The App is provided "as is" without warranties of any kind, express or implied.
These Terms are governed by and construed in accordance with the laws of Spain and applicable European Union regulations, without regard to conflict of law provisions. Any disputes shall be submitted to the competent courts of Spain.
If you are a consumer in the EU, you may also have the right to access EU online dispute resolution at ec.europa.eu/consumers/odr.
We reserve the right to update these Terms at any time. The "Last updated" date will reflect changes. Continued use of the App after changes are posted constitutes your acceptance of the revised Terms. For material changes, we will make reasonable efforts to notify users.